Don’t forget to complete an expression of wish form

If you die, the Trustee needs to decide who to pay any discretionary death benefits to. Remember to keep your expression of wish form up-to-date if your personal circumstances change. This is the most effective way to ensure your loved ones receive your death benefits when you die. You can download a form at www.oneemerson.co.uk/resources/forms

Out of date forms, that don’t match up with your wishes, can cause lengthy investigations by the Trustee into who should receive your death benefits, which in turn can cause delays in paying them.